Solar loan and EMI · Lucknow
Most of our customers now pay for rooftop solar through a loan. With a nationalised bank we prepare and file the whole application and you visit the branch only twice. With Bajaj Finance you do not go anywhere — it is done over the phone.
Loan ka saara kaam hum karte hain — bank loan mein sirf do baar bank jaana hai, aur Bajaj Finance mein kahin jaane ki zaroorat nahi.
5.5% – 6% a year10-year tenure, so the monthly EMI stays small
All the major nationalised banks lend for rooftop solar under the scheme. A down payment is needed, and you visit the branch twice.
8% – 9% a yearChoose 1, 3, 5, 7 or 10 years
Up to 100% finance if your CIBIL score is good, so you need not put money down.
A quick estimate of your monthly EMI, and how it compares with what the system saves on your electricity bill.
Saving is estimated at about 100 units a month per kW, which is roughly 300 units a month for 3 kW. Interest rate, tenure and loan approval are decided by the bank or Bajaj Finance, not by Vipa Solar; these figures are indicative only.
Loan or no loan, the PM Surya Ghar subsidy of up to ₹1,08,000 is paid straight into your bank account after commissioning. You can use it to pay down part of the loan and bring the EMI lower.
We tell you exactly what is needed before anything is filed.
This is the most common reason bank loans get stuck. Many homes in Lucknow are still registered in the name of a parent who has passed away, and the electricity connection often is too.
We explain exactly what is needed for the property papers and the electricity connection, and guide you through each step, so the loan and the subsidy are not held up.
Ghar ya bijli ka bill pita ji ke naam par hai? Naam badalwane mein hum muft madad karte hain.
Central subsidy ends in
The PM Surya Ghar central subsidy — up to ₹1,08,000 with the UP top-up — is available for a limited period. The scheme closes 31 March 2027, or once one crore rooftops are installed nationally.
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